Reclaim control of your finances
No tie-ins, no contracts, no chasing payments.
Creating a fairer future for SMEs with Penny
The idea for Penny sprang from our firsthand experience working with business owners struggling with cash flow while chasing invoice payments.
For us, no business should fail or compromise growth due to cash flow issues. You work hard, so getting paid shouldn’t be.
Developed by business owners, for business owners, we give you the power to control cash flow on your terms by deciding exactly when your invoices get paid.
Meet the awesome team behind Penny
Why over 10,000 customers love Penny
UK firms spend over 70 days a year chasing late payments. We’re on a mission to get businesses paid faster.
No more Net 30
Penny advances invoice payments, so you get paid instantly instead of waiting for 30, 60 or 90-day payment terms.
Customer support
Get real, human help. We know the pressure of limited access to funds on small business owners. Call us weekdays, 9am - 5pm.
Flexibility
With our selective invoice finance service, there are no long-term commitments, so you can stop at anytime.
Keeping it simple
We’re interested in people, not paperwork. You can register and submit an invoice in just a few minutes - no facility required.
Inclusive solutions
Old-school finance products don't serve most UK SMEs. We support businesses of all shapes and sizes with invoice finance.
Transparent fees
We’ll deduct a competitive % admin fee based on your client and the terms of the invoice. There’s no subscription, and no hidden costs.
Secure your funding today
With our real-time results, you can discover how much funding you can access straight away. Simply enter a few details to get your instant quote. Create a free account and give it a go - it’s that easy.