Who we are, what we do

What we do is essentially a type of invoice finance. That’s a pretty general term that describes a way for businesses to borrow money against the amounts due from their customers. It can be an affordable and easy way of getting access to working capital. 

Invoice finance includes factoring, invoice discounting and selective invoice finance. Penny falls into the latter. Unlike other types of invoice finance it allows businesses to pick and choose which invoices they want to raise finance against.

Traditionally invoice finance is slow, corporate and quite frankly, dull!  Penny is anything but. 

We just make it easy for all businesses to trade in their unpaid invoices for instant cash flow.

Our Story

Penny knows exactly how difficult it can be juggling your business, clients, delivering services and finding new work… without the extra headache of waiting for invoices to be paid.

Penny was created for one very specific reason, to allow small business owners to enjoy life by removing money worry.

Our Portsmouth team just likes to keep things simple, there’s no need for invoice payments to be complicated, sometimes it just needs a different way of looking at things.

We hope to help more businesses  supercharge their cash flow and help them ditch money worry.

Our website has been reviewed and approved by b2blistings.org Accounting and Finance Services Directory.


How does Penny work?

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