Let Your Cash Flow

Instant, on demand invoice funding.

The simple way to get money into your business quickly.

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Instant cash flow

Free yourself from waiting for your invoices to be paid, our unique platform instantly advances payments due to you so you can get invoices paid within hours of raising them.

Using Penny is easy, simply create an account, enter invoices and get them paid instantly…no fuss, no hassle, no waiting.

Running a business can be complicated enough, we believe getting paid shouldn’t be.

 

Get instant approval in 3,2,1...

It's super simple to quickly check if your invoices can be paid instantly. All you have to do is enter your client's name below and hold tight for a few seconds.

No fuss, faff or need to sign up.

Penny Quick Quote

No need to register, let's go!
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Doing our thing

We'll be with you in a flash.
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Great News!

Your invoices can be paid instantly. Your first payment is free.
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Give it another go

Ah, we just need a little more info to pre-approve invoices to this client, click here.
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100% funding.
Guaranteed

Unlike other providers Penny funds 100% of your invoice every time, the only thing you’ll ever pay is a small admin fee.

No 80% pay-outs or withheld VAT here…just all your money, all the time

 

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Let's have a
chat

Discover how to fund your business instantly, book a personal demo at a time that suits you.

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Use Penny to get your pounds faster

Online, on demand cash flow at your fingertips

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We make business easier

Sit back and relax, we take care of your cash flow whilst you focus on running your business.

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Guaranteed acceptance

We don’t believe in complicated contracts that tie you in, nasty personal guarantees or even credit checks.

If you have a business, you’re already approved for a Penny account

 

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How much does it cost?

Penny fees start from just 2.5%.

You will receive 100% of your gross invoice value minus our administration fee.

We’ve structured our fees so they are tax deductible making Penny a smart and efficient way to fund your business.

 

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